The Budget Planner

Violet Orchid Budget Planner
Your Essential Guide to Financial Freedom

The Violet Orchid Budget Planner is your trusted companion to take control of spending, manage debt, and save for the future. Thoughtfully designed for clarity and ease, this planner empowers you to track every dollar, set meaningful goals, and transform your financial wellness journey.

Key Features

1. Yearly Financial Overview

• Financial Goals: Define priorities, whether building an emergency fund, paying off debt, or saving for a dream vacation.
• Savings Challenge: Boost savings with incremental challenges to reach goals steadily.
• Travel Budget Planner: Plan trips without compromising your budget.
• Gift Tracker: Set budgets and track gift purchases for all occasions.

2. Monthly Financial Planning Each month offers tools to give you complete visibility over your finances:

• Debt Planner: Track monthly payments to see your debt shrink.
• Monthly Goals: Set and achieve monthly financial targets.
• Monthly Budget Overview:
  • Income Table: Log all income sources for an at-a-glance total.
  • Fixed Expenses Table: Track regular costs like rent, utilities, and insurance.
  • Variable Subscription Table: Monitor ongoing subscription costs.
  • Transportation Expenses Table: Stay aware of travel and commuting expenses.
  • Personal Care/Fun: Budget for self-care and entertainment.
  • Sinking Funds: Prepare for larger, occasional expenses like car repairs.
  • Retirement Planning: Dedicate funds each month for future security.
  • Emergency Fund: Prioritize contributions to ensure financial safety.
  • Budget Summary: Track total budgeted vs. actual spending each month.

3. Transaction & Spending Tracking

• Spending Tracker: Record each transaction to know exactly where your money goes.
• Notes & Reflection: Each month ends with space for reflections, reminders, and insights to improve spending habits for the following month.

How This Planner Supports Your Financial Goals

1. Gain Control Over Spending
Track income, set spending limits, and monitor actual spending for every category. Identify areas for adjustment with ease, curbing impulse buys, and aligning spending with your goals.

2. Stay on Top of Debt Payoff
The monthly debt planner lets you see real progress toward financial freedom, providing a clear, motivating path to debt payoff.

3. Plan for a Secure Retirement
Consistently allocate funds for retirement, ensuring you work toward long-term peace of mind.

4. Build Your Savings with Purpose
Dedicated sections for emergency funds, sinking funds, and savings challenges encourage mindful saving, preparing you for unexpected costs and life’s special moments.

Who Is This Planner For?

The Violet Orchid Budget Planner is perfect for anyone looking to:

• Manage spending, reduce debt, and boost savings.
• Organize their finances for greater wellness and peace of mind.
• Invest in future security through monthly retirement contributions.
• Plan thoughtfully for both the unexpected and joyful experiences.

Make 2025 your best financial year yet with the Violet Orchid Budget Planner—an essential tool for financial wellness and intentional living.

Important Note: As each planner is created individually, we cannot accept address changes after purchase. This ensures we can deliver your planner to you with the highest quality and care.

PLANNERS ARE PRINT TO ORDER AND WILL BE SHIPPED BETWEEN DECEMBER 1ST & 10TH 2024